EZPW

Highlights

Overview

News

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Approximate Financial Snapshot as of 6/5/06
Shares Outstanding 13.2M
52 Wk Hi/Lo 40.44/

9.67

Market Cap $416M
Recent Price $31.54

 

 

 6/5/06

EZCORP (EZPW)

A market leader in the specialty consumer finance industry, providing the cash and credit constrained consumer with convenient options for short-term cash. The company operates over 500 storefronts in 12 states.

Websites: www.ezcorp.com www.ezpawn.com www.ezmoneypaydayloans.com


EZPW Investor Highlights

  • For the quarter ended March 31, 2006, EZCORP's net income increased 95% to $7,727,000 ($0.56 per share) compared to $3,969,000 ($0.29 per share) for the quarter ended March 31, 2005.
  • Total revenues for the second quarter increased 25% to $78,941,000 while operating income improved 97% to $11,540,000.
  • For the six months ended March 31, 2006, EZCORP's net income increased 62% to $14,483,000 ($1.06 per share) compared to $8,918,000 ($0.66 per share) for the same six month period a year ago
  • Total revenues grew 24% to $154,711,000 while operating income increased 62% to $21,855,000. Operating income margins for the six months, measured as a percent of net revenue, improved approximately five percentage points to 22%.
  • Expects third quarter earnings to be in the range of $0.20 to $0.23 per share compared to $0.16 for the 2005 third quarter.
  • Expects to open 80 to 90 EZMONEY stores over the next two quarters for a total of approximately 115 new stores this fiscal year.

Overview

EZCORP operates pawnshops and signature loan stores that function as sources of short-term cash. The signature loan stores offer payday loans or credit services. EZCORP lends or provides credit services to individuals who do not have cash resources or access to credit to meet short-term cash needs.

The company, through its subsidiaries, offers nonrecourse loans collateralized by tangible personal property, generally jewelry, consumer electronics, tools, sporting goods, and musical instruments, as well as sells merchandise from its pawn lending operations to consumers. It also offers short-term noncollateralized loans, such as payday loans, and fee based credit services to customers seeking loans. 

In 281 EZPAWN locations, the Company offers non-recourse loans collateralized by tangible personal property, commonly known as pawn loans. At these locations, the Company also sells merchandise, primarily collateral forfeited from its pawn lending operations, to consumers looking for good value. In 263 EZMONEY locations and 83 EZPAWN locations, the Company offers short-term non-collateralized loans, often referred to as payday loans, or fee based credit services to customers seeking loans.

This is an abbreviated profile and we encourage readers wanting to learn more about EZCORP to visit the company website at www.ezcorp.com.


Recent News and Press Releases

EZCORP(R) Expands Credit Reporting Service to Help More Customers Build Credit

EZCorp posts strong Q2 numbers

EZCORP Announces 95% Earnings Growth for Second Fiscal Quarter

Winners and Losers in Retail's Quiet Time

For the latest Quote and News on EZPW Click Here.


Outlook

EZCORP is a small-cap value company in the finance sector, is expected to significantly outperform the market over the next six months with average risk. Source MSN


Three Month Chart



Contacts

EZCORP

1901 Capital Parkway
Austin, Texas 78746
1.800.873.7296 x 220
Email: investorrelations@ezcorp.com


SEC Filings

EZPW filings with the SEC can be found here. All Fillings are current and the Company is fully reporting.


Disclaimer

SmallCapReview.com feature stock reports are intended to be stock ideas, NOT recommendations. Please do your own research before investing. It is crucial that you at least look at current SEC filings and read the latest press releases. For continuing coverage of EZPW, please sign up for our free newsletter. Information contained in this report was extracted from current documents filed with the SEC, the company web site and other publicly available sources deemed reliable. For more information see our disclaimer section, a link of which can be found on our web site. This document contains forward-looking statements, particularly as related to the business plans of the Company, within the meaning of Section 27A of the Securities Act of 1933 and Sections 21E of the Securities Exchange Act of 1934, and are subject to the safe harbor created by these sections. Actual results may differ materially from the Company's expectations and estimates. The information provided in this report is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

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