|
|
6/5/06
EZCORP
(EZPW)

A market leader in
the specialty consumer finance industry, providing the cash and credit
constrained consumer with convenient options for short-term cash. The
company operates over 500 storefronts in 12 states.
Websites:
www.ezcorp.com
www.ezpawn.com
www.ezmoneypaydayloans.com
EZPW
Investor Highlights
- For the quarter ended
March 31, 2006, EZCORP's net income increased 95% to $7,727,000 ($0.56
per share) compared to $3,969,000 ($0.29 per share) for the quarter
ended March 31, 2005.
- Total revenues for the
second quarter increased 25% to $78,941,000 while operating income
improved 97% to $11,540,000.
- For the six months ended
March 31, 2006, EZCORP's net income increased 62% to $14,483,000 ($1.06
per share) compared to $8,918,000 ($0.66 per share) for the same six
month period a year ago
- Total revenues grew 24% to
$154,711,000 while operating income increased 62% to $21,855,000.
Operating income margins for the six months, measured as a percent of
net revenue, improved approximately five percentage points to 22%.
- Expects third quarter
earnings to be in the range of $0.20 to $0.23 per share compared to
$0.16 for the 2005 third quarter.
- Expects to open 80 to 90
EZMONEY stores over the next two quarters for a total of approximately
115 new stores this fiscal year.
Overview
EZCORP operates pawnshops and
signature loan stores that function as sources of short-term cash. The
signature loan stores offer payday loans or credit services. EZCORP lends or
provides credit services to individuals who do not have cash resources or
access to credit to meet short-term cash needs.
The company, through its
subsidiaries, offers nonrecourse loans collateralized by tangible personal
property, generally jewelry, consumer electronics, tools, sporting goods,
and musical instruments, as well as sells merchandise from its pawn lending
operations to consumers. It also offers short-term noncollateralized loans,
such as payday loans, and fee based credit services to customers seeking
loans.
In 281 EZPAWN locations, the Company offers
non-recourse loans collateralized by tangible personal property, commonly
known as pawn loans. At these locations, the Company also sells merchandise,
primarily collateral forfeited from its pawn lending operations, to
consumers looking for good value. In 263 EZMONEY locations and 83 EZPAWN
locations, the Company offers short-term non-collateralized loans, often
referred to as payday loans, or fee based credit services to customers
seeking loans.
This is an abbreviated profile and we encourage readers wanting to
learn more about EZCORP to visit the company website at www.ezcorp.com.
Recent
News and Press Releases
EZCORP(R)
Expands Credit Reporting Service to Help More Customers Build Credit
EZCorp
posts strong Q2 numbers
EZCORP
Announces 95% Earnings Growth for Second Fiscal Quarter
Winners
and Losers in Retail's Quiet Time
For the latest Quote and News on
EZPW Click Here.
Outlook
EZCORP is a small-cap value company in the
finance sector, is expected to significantly outperform the market over the
next six months with average risk. Source
MSN
Three
Month Chart
Contacts
EZCORP
1901 Capital Parkway
Austin, Texas 78746
1.800.873.7296 x 220
Email: investorrelations@ezcorp.com
SEC Filings
EZPW filings with the SEC can be found here.
All Fillings are current and the Company is fully reporting.
Disclaimer
SmallCapReview.com
feature stock reports are intended to be stock ideas, NOT recommendations.
Please do your own research before investing. It is crucial that you at
least look at current SEC filings and read the latest press releases.
For continuing coverage of EZPW, please sign up for our free newsletter.
Information contained in this report was extracted from current documents
filed with the SEC, the company web site and other publicly available
sources deemed reliable. For more information see our disclaimer section, a
link of which can be found on our web site. This document contains
forward-looking statements, particularly as related to the business plans of
the Company, within the meaning of Section 27A of the Securities Act of 1933
and Sections 21E of the Securities Exchange Act of 1934, and are subject to
the safe harbor created by these sections. Actual results may differ
materially from the Company's expectations and estimates. The information
provided in this report is not intended for distribution to, or use by, any
person or entity in any jurisdiction or country where such distribution or
use would be contrary to law or regulation or which would subject us to any
registration requirement within such jurisdiction or country.
Copyright
SmallCapReview.com. All rights reserved. SmallCapReview.com is not a
Registered Broker/Dealer or Financial Advisor, nor do we hold ourselves out
to be. All materials presented on our web site and individual reports
released to the public through this web site, e-mail or any other means of
transmission are not to be regarded as investment advice and are only
for informative purposes. Before making a purchase or sale of any securities featured
on our web site or mentioned in our reports, we strongly encourage and
recommend consultation with a registered securities representative.
This is not to be construed as a solicitation or recommendation to buy or
sell securities. As with any stock, companies we select to profile involve a
degree of investment risk and volatility. Particularly Small-Caps and OTC-BB
stocks. All investors are cautioned that they may lose all or a portion of
their investment if they decide to make a purchase in any of our profiled
companies. Past performance of our profiled stocks is not indicative of
future results. The accuracy or completeness of the information on our web
site or within our reports is only as reliable as the sources they were
obtained from. The profile and opinions expressed herein are expressed
as of the date the profile is posted on site and are subject to change
without notice. No investor should assume that reliance on the views,
opinions or recommendations contained herein will produce profitable
results. SmallCapReview.com may hold
positions in securities mentioned herein, and may make purchases or sales in
such securities featured on our web site or within our reports. In order to
be in full compliance with the Securities Act of 1933, Section 17(b),
SmallCapReview.com will disclose in it's disclaimer, what, if any
compensation was received for our efforts in researching, presenting
and disseminating this information to our subscriber database and featuring
the report on the SmallCapReview.com web site.
SmallCapReview.com has not been compensated for its
efforts in presenting the EZCORP profile on its website
and distributing it to its database of subscribers. SmallCapReview.com may decide to purchase or sell shares on a voluntary
basis in the open market before, during or after the profiling period of
this report. SmallCapReview has purchased one hundred shares of EZPW in the
open market after the release of this report. Information presented on our web site and within our reports
contain "forward looking statements" within the meaning of Section
27A of the Securities Act of 1933 and Section 21E
of the Securities Exchange Act of 1934. Any statements that express or
involve discussions with respect to predictions, expectations, beliefs,
plans, projections, objectives, goals, assumptions or future events or
performance are not statements of historical fact and may be "forward
looking statements." Forward looking statements are based on
expectations, estimates and projections at the time the statements are made
that involve a number of risks and uncertainties which could cause actual
results or events to differ materially from those presently anticipated.
Forward looking statements in this action may be identified through the use
of words such as “expects’”, “will,” “anticipates,”
“estimates, “believes,” or that by statements indicating certain
actions “may,” “could,” or “might” occur.
THE
READER SHOULD VERIFY ALL CLAIMS AND DO THEIR OWN DUE DILIGENCE BEFORE
INVESTING IN ANY SECURITIES MENTIONED. INVESTING IN SMALL CAP
SECURITIES IS SPECULATIVE AND CARRIES A HIGH DEGREE OF RISK.
We
encourage our readers to invest carefully and read the investor information
available at the web sites of the Securities and Exchange Commission (SEC)
at: http://www.sec.gov
and/or the National Association of Securities Dealers (NASD) at: http://www.nasd.com
. Readers can review all public filings by companies at the SEC's EDGAR
page. The NASD has published information on how to invest carefully at its
web site.
|